Digit is building on its automated savings know-how with a new $9.99 per month banking feature called Direct that will launch later this year. With the new service, you’ll have access to “spending” and “bills” accounts, a debit card (with access to ATMs), and all of the usual AI-enabled savings tools Digit’s gained over the years, but with no waiting for bank transfers and theoretically even easier saving.
Along with the banking basics offered by Digit’s partner for the service, MetaBank, Digit Direct includes a redesign of the Digit app. Digit’s original app put savings goals front and center. Goals are still part of Digit in Direct, but the emphasis now is on the two new accounts the service adds to the mix.